Downtown Homes under $400,000

Downtown Homes under $400,000

Welcome to Downtown, a vibrant subdivision in the heart of the U.S. that perfectly blends urban convenience with suburban charm. This dynamic area is an ideal location for those seeking an energetic lifestyle without sacrificing comfort. With its lively streets, rich cultural offerings, and a plethora of dining and entertainment options, Downtown is where city living comes alive.

One of the most appealing aspects of Downtown is the availability of homes priced under $400,000. Whether you're a first-time homebuyer, a savvy investor, or someone looking to downsize, you'll find a variety of options that cater to your needs. From charming historic bungalows to modern townhomes, the housing market in Downtown offers something for everyone. Imagine waking up in a cozy abode just steps away from local coffee shops, parks, and art galleries!

The community is also known for its friendly atmosphere, making it easy to connect with neighbors and participate in local events. Enjoy weekend farmers' markets, outdoor concerts, and seasonal festivals that bring residents together and foster a strong sense of belonging.

With excellent schools, convenient public transportation, and a commitment to sustainability, Downtown is not just a place to live—it's a place to thrive. If you're ready to explore a neighborhood that offers both a vibrant lifestyle and affordable housing options, Downtown is the perfect destination for your next home. Come discover the charm and excitement of Downtown today!

Newest Downtown Homes under $400,000

419 N Eutaw St, Baltimore
$230,000
Own your business space and let the apartments upstairs help carry the cost. Offered at $230,000, $76,667 per unit, 19 North Eutaw Street is a detached mixed-use building with two large apartments and ground-floor commercial space in Downtown Baltimore. The commercial space, previously used as a salon, features a large open workspace, kitchenette, and areas for an office and storage. An owner-user could establish a business downstairs while collecting residential rent above, or an investor could lease all three spaces. C-5DC zoning offers possibilities for office, retail, restaurant, personal service, and live-work uses, subject to applicable permits and approvals. The spacious apartments benefit from extra natural light, in-unit laundry, and individual gas furnaces with central air conditioning. Kitchens include wood cabinetry, gas ranges, dishwashers, and garbage disposals. Each apartment has its own gas water heater, and the building has four electric meters and three gas meters. The location places residents and businesses near Lexington Market, public transportation, the University of Maryland, Baltimore’s professional schools, and the University of Maryland Medical Center. These education and employment centers broaden the potential residential tenant pool. Nearby investment includes UMB’s approved West Lexington Corridor Project, with planned housing, retail, and recreation space connecting Lexington Market to the university campus.

419 N Eutaw St, Baltimore

Listing courtesy of Ben Frederick Realty, Inc.. Contact:

338 Haddon Ave, Collingswood
$372,500
4 Beds ⋅ 2 Baths
**Don't miss your chance to become a homeowner in 2026!** This beautiful Collingswood twin checks all the boxes—and for under $400,000? No way! Offering 4 bedrooms, 1.5 bathrooms, nearly 1,400 square feet of living space, a fully fenced backyard, charming front porch, off-street parking, and an unbeatable location within walking distance of Collingswood's renowned shopping, dining, and entertainment district, this home is one you won't want to miss! Pull into your private driveway and step onto the spacious, inviting front porch—perfect for enjoying your morning coffee or relaxing in the evening. Inside, you're immediately welcomed by a generously sized living and dining room featuring beautifully refinished hardwood flooring, fresh paint throughout, and a conveniently located half bathroom. Continue into the updated kitchen, where you'll find granite countertops, newer cabinetry, updated flooring with **radiant heat**, and a full appliance package WITH 2 SINKS FOR EXTRA CONVENIENCE. Natural sunlight pours through recently installed windows and a large sliding glass door leading to your spacious, fully fenced backyard. With plenty of room for entertaining, outdoor dining, pets, or creating your own backyard retreat, this outdoor space is a rare find for a Collingswood twin! The unfinished basement offers additional storage and plenty of potential for your future needs. Important mechanical and infrastructure updates include **upgraded 200-amp electrical service, newer washer and dryer, approximately 12-year-old boiler, updated hot water heater, new PEX plumbing, and a basement sewer line that was upgraded in recent years.** Head upstairs to the second floor, where you'll discover three nicely sized bedrooms and an updated full bathroom featuring—you guessed it—**heated flooring!** Need even more space? Continue to the third floor, where the fourth bedroom offers tremendous flexibility! Whether you're accommodating a growing household, creating a home office, designing an exercise room, or envisioning an additional living or entertainment area, this space can adapt to your needs. **Location, space, updates, off-street parking, and a fully fenced backyard—all in desirable Collingswood for under $400,000!** Enjoy the charm and convenience of this vibrant community, with its celebrated restaurants, boutique shopping, and local entertainment just a short stroll away. And a 1 YEAR OLD ROOF ! **Your opportunity to own a piece of Collingswood in 2026 is here. Schedule your showing today and become a homeowner before 2026 is thru!!!**

338 Haddon Ave, Collingswood

Listing courtesy of Coldwell Banker Realty. Contact:

11754 Mansion St, Princess Anne
$225,000
4 Beds ⋅ 2 Baths
Historic charm, small-town character, and a convenient downtown location come together at 11754 Mansion Street in Princess Anne! Dating back to 1850, this Colonial-style home offers 1,894 square feet of living space and an opportunity to own a piece of the area's history. Inside, you'll find a flexible floor plan with a main-level bedroom, comfortable living spaces, and plenty of potential to add your personal touches while preserving the home's timeless appeal. Outside, the generous 0.28-acre lot provides room to garden, entertain, or create your own outdoor retreat, while off-street parking adds everyday convenience. Located in the heart of historic Princess Anne, you're just minutes from local shops, restaurants, and the charm of this established Eastern Shore community. Whether you're looking for a home with character or an opportunity to make something truly your own, 11754 Mansion Street offers the space, setting, and possibilities to bring your vision to life. Schedule your showing and discover what makes this property special!

11754 Mansion St, Princess Anne

Listing courtesy of Marsh Realty. Contact:

207 S Loudoun St, Strasburg
$355,000
3 Beds ⋅ 3 Baths
Nestled in the heart of Downtown, this exquisite traditional-style residence, built in 2024, offers a harmonious blend of modern luxury and timeless comfort. With three spacious bedrooms and two and a half elegantly appointed bathrooms, this home is designed for both relaxation and entertaining. Step inside to discover a warm and inviting atmosphere, accentuated by plush carpeting and thoughtfully placed recessed lighting that creates a cozy ambiance throughout. The heart of the home is undoubtedly the gourmet kitchen, featuring a generous island that invites culinary creativity. Equipped with high-end appliances, including a built-in microwave, single oven, and sleek refrigerator, this kitchen is a chef's dream. Retreat to the master suite, where a walk-in closet offers ample storage, ensuring your space remains organized and clutter-free. The luxurious master bathroom features a tub shower combination, providing a serene escape for unwinding after a long day. Each additional bedroom is generously sized, offering comfort and privacy for all. This home is designed with convenience in mind, featuring a dedicated laundry area complete with a washer and dryer, making everyday chores a breeze. Ceiling fans throughout the living spaces enhance airflow, ensuring a comfortable environment year-round. Outside, the property boasts a manageable lot size of 0.14 acres, providing a canvas for your landscaping dreams without overwhelming maintenance. The driveway offers ample parking, making it easy for guests to visit and enjoy your new home. Experience the exclusive lifestyle that comes with living in Downtown, where vibrant city life meets the tranquility of a well-designed home. This property is not just a house; it's a sanctuary that invites you to create lasting memories. Embrace the opportunity to make this luxurious residence your own, where every detail has been crafted for comfort and elegance.

207 S Loudoun St, Strasburg

Listing courtesy of NextHome Capital City Realty. Contact:

414 Water St Unit 1705, Baltimore
$165,000
2 Beds ⋅ 1 Baths
**Location, convenience, and city living come together at 414 Water Street!** Located in the heart of Baltimore’s vibrant Inner Harbor, this spacious two-bedroom, one-bath condominium puts you just steps from Power Plant Live!, the National Aquarium, museums, Port Discovery, shopping, dining, entertainment, and so much more. With easy access to both the Johns Hopkins and University of Maryland medical campuses, this is an ideal location for professionals, city enthusiasts, or anyone looking to enjoy all that downtown Baltimore has to offer. Inside, the home features **two generously sized bedrooms, a full bathroom, a spacious living room, and an updated kitchen**. The open living space is complemented by **beautiful views of Federal Hill and Baltimore’s iconic stadiums**, creating an impressive backdrop whether you're relaxing at home or entertaining guests. An in-unit washer and dryer add everyday convenience. One of the standout features of this residence is the **private storage room located on the same floor**. This is a particularly desirable amenity, as **only four units on the floor have their own storage room**. The property also includes **parking in the adjacent parking garage**, providing an added level of convenience that is especially valuable for downtown living. Residents of 414 Water Street also enjoy a variety of building amenities, including an **outdoor swimming pool, lounge and meeting area, and business center**. **Enjoy the best of Baltimore city living with the space, storage, parking, views, and amenities you've been looking for—all in the heart of the Inner Harbor!**

414 Water St Unit 1705, Baltimore

Listing courtesy of Century 21 Advance Realty. Contact:

405 W South St, Frederick
$289,000
1 Beds ⋅ 2 Baths
Looking for a charming home walking distance to Downtown Frederick? This is a perfect opportunity for a first-time home buyer , couple or someone looking to own a new rental. Recent improvements have added warmth and highlight historic features. One bed, 1.5 bath, fenced in backyard, functional attic and basement and bonus room connecting the bedroom to the full bath and day porch. Walking distance to Baker Park, Edward P. Thomas Jr. Memorial Pool, Diggs Memorial Pool, Historic Downtown Frederick and the Beautiful Carroll Creek Promenade. An opportunity to own for the same as the cost of renting or own a new rental with a solid rental history.

405 W South St, Frederick

Listing courtesy of Radcliffe Realty Group, LLC. Contact:

110 Water St, Frederick
$334,900
2 Beds ⋅ 2 Baths
OPEN HOUSE SUNDAY OCTOBER 18th from 12:30 to 1:30 PM Completely updated from the inside out, this move-in-ready 2-bedroom, 1.5-bath home blends classic Downtown Frederick charm with modern upgrades. The brand-new kitchen features stylish cabinetry, quartz countertops, and new appliances. Additional improvements include a beautifully remodeled bathroom, new flooring and carpet, new HVAC system, new plumbing throughout, electrical upgrades, mostly replaced windows, and a freshly painted exterior. Step outside and you’ll find even more to love, including off-street parking—a great bonus in Downtown Frederick—along with a patio, covered outdoor space, raised garden beds, and a storage shed. And the location is hard to beat! Just a short walk to Carroll Creek and Downtown Frederick’s restaurants, breweries, shops, entertainment, and community events. The nearby MARC Station and Transit Center make commuting convenient, with easy access to major routes as well. Just a few blocks away, the Frederick Brickworks development is now underway, with plans for Whole Foods Market, restaurants, shopping, fitness, park space, and more. Updated, move-in ready, and perfectly positioned to enjoy the best of Downtown Frederick, 110 Water Street offers modern comfort with the convenience of a truly walkable downtown lifestyle.

110 Water St, Frederick

Listing courtesy of Cummings & Co. Realtors. Contact:

41 Alexander Ave, Merchantville
$354,900
3 Beds ⋅ 3 Baths
Great Price Improvement!! Welcome to this freshly painted, 3-bedroom, 2.5-bathroom townhome-style single-family home featuring three full levels of living space plus a finished basement. The interior showcases gorgeous knotty pine hardwood floors on the second and third levels, tons of recessed lighting, and a brand-new stainless steel appliance package in the kitchen. Enjoy a true private upper-level master suite complete with a walk-in closet, a full bath with a beautiful walk-in shower, and versatile flex space ideal for a sitting area, home office, or nursery. Ideally situated within walking distance to everything the quaint city of Merchantville has to offer and just a short commute to Philadelphia, this property perfectly combines modern updates with unbeatable location and charm. Seller is offering one year home warranty for added peace of mind. Some photos have been virtually enhanced to add furnishings.

41 Alexander Ave, Merchantville

Listing courtesy of Coldwell Banker Argus Real Estate. Contact:

208 N Muhlenberg St, Woodstock
$320,000
1 Beds ⋅ 2 Baths
This one-of-a-kind home in an established Woodstock neighborhood doesn't become available often! Everything is on one floor, but there is a full, mostly finished, basement for additional living and storage space. Your creative side will be happy with the large detached studio in the home's sizeable back yard. It has electricity and AC and sits under one of several mature shade trees. Convenient to the hospital and medical offices, this home offers a stacked stone living room fireplace, a bright kitchen and a sunroom with a classic Valley view. The sunroom is open to additional living or office space. A few steps away is the all tile hall bath, and the Primary bedroom with an ensuite bath, also all tile and offering a newer step-in shower. And, did we mention the laundry is also on the mail level? This home was built in the 1950's and shows it's quality construction throughout. It has some updates, including newer windows and has been well maintained. The living space, the central location and the price, make this a value worth considering! The price is based on a recent appraisal.

208 N Muhlenberg St, Woodstock

Listing courtesy of Creekside Realty. Contact:

414 Water St Unit 1404, Baltimore
$124,900
1 Beds ⋅ 1 Baths
BEST VALUE LIVE JUST 1 BLOCK FROM DOWNTOWN'S FAMOUS INNER HARBOR FEATURING WORLD CLASS RESTAURANTS AND SHOPPING. THIS STUNNING 14TH FLOOR UNIT BOOSTS A HARBOR VIEW FROM THE BALCONY, GRANITE KITCHEN WITH UPDATED APPLIANCES, LIGHT FILLED LIVING ROOM, MASTER BEDROOM, AND MORE. WALK TO LITTLE ITALY, FELLS POINT, FEDERAL HILL, AND ALL OF YOUR FAVORITE DOWNTOWN ATTRACTIONS.

414 Water St Unit 1404, Baltimore

Listing courtesy of Century 21 Downtown. Contact:

330 Somerset St, Gloucester City
$275,000
4 Beds ⋅ 2 Baths
Be among the first to see this beautifully renovated 4-bedroom, 1.5-baths home offering the perfect blend of modern updates and timeless charm. Featuring impressive 10-foot ceilings and two separate staircases, this spacious home is filled with character, natural light, and functionality. The stunning brand-new kitchen is the centerpiece of the home, showcasing white Shaker-style cabinetry, stylish countertops and backsplash, luxury vinyl plank flooring, and brand-new stainless steel appliances, including a gas range, dishwasher, and refrigerator. The spacious eat-in kitchen offers plenty of cabinet and counter space for everyday living and entertaining. Step outside to enjoy the fully fenced backyard, perfect for pets, family gatherings, and outdoor relaxation. An added bonus is the free public parking lot conveniently located directly across the street, providing ample parking for homeowners and guests. Conveniently located near schools, shopping, restaurants, parks, and major highways, this move-in-ready home is a fantastic opportunity for both homeowners and investors. Don't miss your chance to own this beautifully updated home—stay tuned for showings and be ready to schedule your private tour as soon as it becomes available!

330 Somerset St, Gloucester City

Listing courtesy of RE/MAX Preferred - Cherry Hill. Contact:

22 S Howard St S Unit R-503, Baltimore
$132,000
2 Beds ⋅ 1 Baths
NEW PRICE***A rare Downtown Baltimore residence where historic architecture meets elevated city living. Set within a fully restored landmark building in the heart of the Bromo Arts & Entertainment District, this prime rear corner unit offers an exceptional blend of privacy, light, and timeless character. With southern and southwestern exposure, the home is filled with warm natural sunlight—and crowned by its signature feature: a grand arched window (the only one in the building) that frames a striking, uninterrupted view of the celebrated Bromo-Seltzer Tower (constructed in 1929). Inside, 12-foot ceilings amplify the sense of scale and openness while allowing lighting and design elements to shine. The living and dining areas feel expansive yet welcoming, enhanced by recent improvements: new oak laminate flooring (12/2025) throughout most of the home (excluding the 2nd bedroom/den), and refreshed surfaces in the living/dining room, including the ceiling and corner walls. The primary bedroom has been thoughtfully updated with new paint on the ceiling and two walls (8/2025) for a clean, modern finish. The residence comes with all appliances and key updates for comfort and confidence, including a 50-gallon professional-grade water heater (9/2021) and a new toilet (2022). The condo fee supports a streamlined lifestyle, covering heat and hot water, building common-area insurance and maintenance, and trash removal. Select extras are included: living/dining chandelier lights plus furnishings in the 2nd bedroom/den, including a king sleeper sofa, wardrobe, and 70” TV—a turnkey bonus for flexible living. From your front door, enjoy immediate access to Baltimore’s most dynamic destinations: Light Rail directly out front, Camden Yards, MARC station, Inner Harbor, Lexington Market, CFG Bank Arena, and the Hippodrome blocks away—plus effortless connectivity to I-395, I-95, and MD 295. Distinctive, sunlit, and truly one-of-one—schedule your exclusive tour today.

22 S Howard St S Unit R-503, Baltimore

Listing courtesy of Berkshire Hathaway HomeServices PenFed Realty. Contact:

Start Your Search

How much is your home worth?

Get instant property value now!