11 Horseback Lane, Palmyra, VA 22963

$420,000
3
BD
4
BA
1,812
SqFt

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Sold Price
$420,000
List Price
$429,900
Closing Date
May 07, 2026
Days on Market
66
Status
CLOSED
MLS#
VAFN2000566
Bedrooms
3
Bathrooms
4
Full Baths
3
Half Baths
1
Living Area
1,812
Lot Size (Acres)
0.47000000000000003
Style
Colonial
Year Built
1996
County
Fluvanna
School District
Fluvanna County Public Schools

Property Description

Welcome to this beautifully updated three-story home in Lake Monticello, offering exclusive water access and a prime location near the Riverside gate. This well-maintained residence features 3 bedrooms, 3.5 baths, and approximately 2,500 finished square feet of flexible living space designed for everyday comfort and entertaining. The main level offers a welcoming living area with a wood-burning fireplace. The updated eat-in kitchen features granite countertops, a subway tile backsplash, stainless steel appliances, and ample cabinetry. A breakfast area and formal dining room provide multiple options for dining and gatherings. The second level offers 3 bedrooms including the primary suite and primary bathroom. In the hallway is an additional full bathroom. The bedrooms all featured beautiful paint colors and accent walls. The finished basement expands the living space with a spacious recreation room, full bath, laundry room, and office nook, offering versatility for a variety of uses. Outdoor spaces include a large front porch with space for seating, a private back deck, and a covered patio overlooking peaceful wooded surroundings. The newly fenced-in backyard offers added privacy and functionality. An attached garage adds convenience, while the 240 square foot shed with electricity provides excellent flexibility for storage, hobbies, or a workshop. High speed internet is available. Recent improvements include a backfeed switch and surge protector and welding outlet installed in the garage, new garage door and new dishwasher. Enjoy life in the Lake Monticello community, a gated lake neighborhood featuring a 352-acre lake and a wide range of amenities. Residents have access to the community swimming pool, lake beaches and swimming areas, a marina and boat launch, golf course, tennis and sports courts, recreational facilities, walking trails, and community spaces. Conveniently located near shopping and dining at Zion Crossroads and approximately 20 minutes from Charlottesville. Don't wait to schedule your tour and see all this home has to offer you!

Additional Information

Subdivision
Lake Monticello
Taxes
$2931.75
HOA Fee
$122
HOA Frequency
Monthly
Interior Features
Primary Bath(s)
Amenities
Bar/Lounge, Basketball Courts, Beach, Boat Ramp, Club House, Community Center, Dining Rooms, Exercise Room, Golf Club, Jog/Walk Path, Lake, Picnic Area, Security, Swimming Pool, Tennis Courts, Tot Lots/Playground, Volleyball Courts
School District
Fluvanna County Public Schools
Elementary School
Central
Middle School
Fluvanna
High School
Fluvanna
Fireplaces
1
Fireplace Description
Wood
Garage
Yes
Garage Spaces
1
Exterior Features
Other
Community Amenities
Bar/Lounge, Basketball Courts, Beach, Boat Ramp, Club House, Community Center, Dining Rooms, Exercise Room, Golf Club, Jog/Walk Path, Lake, Picnic Area, Security, Swimming Pool, Tennis Courts, Tot Lots/Playground, Volleyball Courts
View
Trees/Woods
Heating
Central, Heat Pump(s)
Heating Fuel
Electric, Other
Cooling
Central A/C, Heat Pump(s), Programmable Thermostat
Roof
Composite, Asphalt
Water
Public
Sewer
Public Sewer
Basement
Yes

Mortgage Calculator

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Term of Loan
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Calculator source: Real Geeks

Listing courtesy of Real Broker, LLC. Contact:

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