198 Jefferson Dr, Palmyra, VA 22963

$503,000
4
BD
4
BA
2,539
SqFt

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Sold Price
$503,000
List Price
$499,000
Closing Date
Jun 16, 2026
Days on Market
62
Status
CLOSED
MLS#
VAFN2000530
Bedrooms
4
Bathrooms
4
Full Baths
3
Half Baths
1
Living Area
2,539
Lot Size (Acres)
0.48
Style
Cape Cod
Year Built
2005
County
Fluvanna
School District
Fluvanna County Public Schools

Property Description

Back on the market due to buyers timeline. Welcome to this stunning 4 bedroom, 4 bath Cape Cod nestled in the coveted gated Lake Monticello community, where everyday living feels like a vacation. ​Set in the desirable Fairway section of the community this home adjoins the golf course and sits on a private wooded oasis enhanced by superb landscaping for year-round beauty. Step onto thequintessential front porch complete with a relaxing multi-person swing/bed-perfect for morning coffee or unwinding at sunset. Inside you'll find 9 ft and vaulted ceilings, plantation blinds and an abundance of natural light bounching off of the real hardwood floors. The open concept kitchen includes stainless steel appliances and a center island that makes a great breakfast spot. The heart of the home is flanked by a generous living room with a cozy fireplace on one side and a huge sunroom for friends and family to gather with easy access to a full back deck creating unbeatable indoor outdoor living and entertaining. The main level features a primary bedroom with a spa ensuite perfect for those who need multiple generation living. Upstairs and overlooking the living area you will find three additional generously sized bedrooms that share a full bath. The front facing bedroom features a classic dormer that brings in extra light and makes a perfect reading nook. The fully finished walk-out basement adds even more with a recreation room, full bath and potential 5th bedroom space perfect for guests, hobbies or movie nights. Residents enjoy beach access, sports courts, a boat ramp, community center, swimming pools and more in this amenity rich neighborhood that truly feels like resort living. Don't miss your chance to own this rare blend of privacy, space and community perks, listed at an unbeatable price. Schedule your tour today and experience the Lake Monticello lifestyle for yourself!

Additional Information

Subdivision
Lake Monticello
Short Sale
Yes
Taxes
$3812.76
HOA Fee
$122
HOA Frequency
Monthly
Interior Features
Entry Level Bedroom, Bathroom - Soaking Tub, Breakfast Area, Family Room Off Kitchen, Kitchen - Island, Upgraded Countertops, Walk-in Closet(s), Wood Floors, Recessed Lighting
Amenities
Beach, Boat Ramp, Tot Lots/Playground, Security, Tennis Courts, Bar/Lounge, Baseball Field, Basketball Courts, Club House, Community Center, Golf Club, Lake, Meeting Room, Picnic Area, Swimming Pool, Soccer Field, Volleyball Courts, Jog/Walk Path, Gated Community
School District
Fluvanna County Public Schools
High School
Fluvanna
Fireplaces
1
Fireplace Description
Gas/Propane
Flooring
Hardwood, Laminated, Ceramic Tile, Carpet
Garage
Yes
Garage Spaces
2
Exterior Features
Private Beach
Community Amenities
Beach, Boat Ramp, Tot Lots/Playground, Security, Tennis Courts, Bar/Lounge, Baseball Field, Basketball Courts, Club House, Community Center, Golf Club, Lake, Meeting Room, Picnic Area, Swimming Pool, Soccer Field, Volleyball Courts, Jog/Walk Path, Gated Community
View
Trees/Woods, Golf Course
Heating
Heat Pump(s)
Heating Fuel
Electric
Cooling
Central A/C, Heat Pump(s)
Roof
Architectural Shingle
Water
Public
Sewer
Public Sewer
Basement
Yes

Mortgage Calculator

Amount of Loan
Annual Interest Rate
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Term of Loan
Years

Does not include any taxes or fees.
Please consult a financial professional.
Calculator source: Real Geeks

Listing courtesy of Blue and Gray Realty,LLC. Contact:

Selling Office: .